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Home > Defensive Driving > New York > Point & Insurance Reduction Program
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New York Defensive Driving Course

  • Reduce up to 4 Points on your Driving Record
  • Guaranteed 10% Insurance DiscountLimitations on Guaranty Program_New York licensed drivers
  • New York State DMV Approved
  • Free Certificate & Electronic Reporting to DMV
  • No Final Exam!

Limitations on Guaranty Program

Our Guaranty Program is subject to the following limitations:

  • If you’re a New York driver, you’re eligible to receive a 10% discount off the base rate of your auto liability and collision insurance premium if you take an accident prevention course through the Point and Insurance Reduction Program (PIRP).
  • By taking this DMV–approved course you may not only qualify for a discount on your insurance premiums, but also remove up to 4 points from your driving record (if you have any).
  • You will need to show your Certificate of Completion to your car insurance carrier within 90 days of completing the course to receive your discount.
  • Check with your auto insurance company to see if you are eligible for the discount. If so, your insurance company will discount your insurance for 3 years.
Now $29.00

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Over 19,000 Reviews 94% of reviews are 4 stars or higher Over 19,000 Reviews 94% of reviews are 4 stars or higher
Course Details
  • Course Details

  • How it Works

  • FAQs

Defensive Driving Course New York

A classroom defensive driving course can be inconvenient, as you’re forced to travel to a specific location and study on their schedule. Why rearrange your life to take a course in person when you can complete everything at home? Get all of the details about the New York PIRP system in our Everything You Need To Know About New York Defensive Driving Courses guide.

Our New York Point & Insurance Reduction Program (PIRP) course is fully approved by the New York State DMV and 100% online, which means you set the schedule. You decide when it’s time to study and when it’s time to take a break. Study from the convenience of your home, or if you’d like a change of pace, take your work to the library or coffee shop - you are able to pause the course, log back in and pick up right where you left off. 

Defensive Driving Course Online New York –  Two Options

Our course not only provides the best, most up-to-date information on safe, responsible driving, but it does so in an engaging and effective way. And now, I Drive Safely has two online New York defensive driving courses to choose from:

Text-Based Course

  • Presents all coursework in brief, easy-to-understand chapters
  • Easy, affordable, and convenient – automatically saves your progress!
  • Option to upgrade to audio to have course read out loud

Video Course

  • Teaches you safe driving via a streaming 3D animated video
  • Easiest way to complete an online defensive driving course
  • Engaging and entertaining

The process of taking our course is quick and painless. We even report your completion to the DMV for you - all you need to worry about is submitting your completion certificate to your insurance provider. For a detailed look at all of the steps involved in the IPIRP process, take a look at our How It Works guide.

New York IPIRP Course Content

I Drive Safely’s course satisfies the DMV-required 6 hours to reduce your points and insurance rates. Each of the 8 chapters deals with traffic-related topics such as:

  • New York traffic signs
  • Responsible driving practices
  • Defensive driving strategies and techniques
  • New York driving laws

At the conclusion of each chapter, you’ll take a 10-question review quiz that pulls its questions right from the material you just went over. Once you finish all the quizzes, you’ve completed the drivers safety course - there’s no final exam to worry about.

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What Our Students Say

Over 19,000 Reviews 94% of reviews are 4 stars or higher Over 19,000 Reviews 94% of reviews are 4 stars or higher
It was great

It was great. The videos made sure I didn’t get bored with the material and kept me focused on learning.

male iconChris

I got high scores!

Very helpful and informative. Easy to follow and understand. Well crafted and user-friendly. i got high scores too!

female iconSonny J

Good easy course

Took the course that included videos. It was easy and printed out my certificate as soon as I was done.

male iconRalf

More Resources

New York DMV Drivers License Renewal

Guide To Getting a New York Learners Permit

New York Drivers License DMV Reservations & Appointments

Check out our addtional resourses above to help find what you are looking for!

Looking for another course?

Distracted Drivers Laws New York

One of the fastest-growing dangers on the roads today is distracted driving. Whether it’s due to driver negligence or outside factors, more and more crashes are occurring because of inattention to the road. Let I Drive Safely help you get back on the road with confidence!

Everything You Need To Know About New York Defensive Driving Courses

Driving in New York is not for the faint-hearted. Congested roads and aggressive drivers can be a dangerous combination. Traffic violations and collisions are an everyday occurrence. o improve driving safety, the state encourages drivers to take a defensive driving course and offers some incentives if you do. Here’s everything you need to know about New York defensive driving courses and how it can benefit you.

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* $8.00 New York DMV Processing Fee
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The New York DMV requires an $8 fee to process electronic completion data, and to notate completion of course to the student's driving record.

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New York Defensive Driving Course

$59 $29.00* Sign Up Now
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