How It Works – Defensive Driving in New Jersey
The New Jersey Defensive Driving course is known for its huge benefits on your insurance costs, but it can also be helpful in reducing points from your driving record. You can offset points you’ve incurred from a traffic violation, reduce points you’ve already accumulated on your license, or obtain a mandatory 5% insurance discount by taking the course voluntarily.
Whatever your reason may be, I Drive Safely has you covered! We’ve put together a comprehensive list of steps you’ll need to take to accomplish your goal so you won’t get lost along the way. After all, we’re here to make your life easier!
How to Earn a Discount on Your Monthly Insurance Rates
How to Get Up to a 2-Point Reduction on Your Driving Record
How to Earn a Discount on Your Monthly Insurance Rates
- Enroll in and complete your New Jersey defensive driving course.
Your 5% insurance reduction is mandatory, so you don’t need to request permission from your insurance company. You may take this course once every 3 years to earn your reduction. - Submit your completion certificate to your insurance company.
I Drive Safely will send you a certificate of completion via the delivery method you have chosen, which you may then mail or bring into your insurance provider. - Renew your discount after 3 years.
You may extend your 5% discount by re-taking your course every 3 years.
How to Get Up to a 2-Point Reduction on Your Driving Record
- Enroll in and complete your New Jersey defensive driving course.
Because the 2-point reduction is voluntary, you do not need to request permission from a court or the New Jersey MVC to take a defensive driving course.- You may take this course once every 5 years to earn a point reduction.
- You must also have at least 2 points on your driving record in order to be eligible. These could be recent points you’ve incurred from a traffic violation.
- Submit your completion certificate to the New Jersey Motor Vehicles Commission (MVC).
I Drive Safely will send you a certificate of completion via the delivery method you have chosen, which you may then mail or bring to your local MVC office. - Check your driving record.
Give the MVC a few weeks to process your completion, and then pull a copy of your New Jersey driving record. Make sure that 2 points have been removed from your license, and that you’ve received credit for completing our New Jersey online defensive driving course.
