Getting a speeding ticket is typically on the list of things you'd rather not experience. In 2019, about 26% of traffic fatalities listed speed as a contributing factor, according to the National Highway Traffic Safety Administration (NHTSA). While not all speeding tickets end in tragic consequences, the effects on your wallet are definitely felt. The actual cost of the ticket can be hundreds of dollars, not to mention the problems it can cause for your car insurance rates.
You do have a few options for dealing with the consequences of a speeding ticket. You can either pay the ticket, fight it, or offer to take a defensive driving class or traffic school for a reduction in fines and points. No matter which route you choose, you can use a ticket as an opportunity to work on improving your driving habits and learn to be safer.
Option #1: Pay the Ticket
The first option is to pay for the ticket. It takes time and effort to challenge a speeding ticket, and not everyone wants to devote their energy to it. By choosing this path though, it could end up being more costly than you realize. First, you have the cost of the actual ticket. This will vary depending on the state and city you were driving in and how fast you were going over the speed limit.
The costs don't end there though. Some states use a point system where you have points assessed against your driver's license if you receive a ticket for driving infractions. Once points appear on your license, it will almost always cause your car insurance rates to go up.
If you choose to pay the ticket outright without any other action, be sure to do so by the date listed so you aren't charged with additional fines or causing further problems for yourself.
Option #2: Fight the Ticket
You may choose to fight the ticket depending on the circumstances, especially if you feel you were not in the wrong. Fighting the ticket means going to court to dispute it. Going to court could mean you can get the fines and points reduced, or it may not result in any changes, but at least you have the opportunity to present your side.
You'll need to appear in court and either represent yourself or hire an attorney. If the fines and penalties are serious and could result in losing your license, then you should probably hire an attorney. Whether you have an attorney or not, the judge will decide what your fine will be or if your ticket should be dismissed.
Option #3: Take a Defensive Driving Course or Attend Traffic School
If you haven't had any tickets or it's been years since your last one, consider taking a defensive driving course or attending traffic school for a fine reduction. You will need to explain the circumstances surrounding the ticket, but it could result in extended time to pay the fines, a lower ticket amount, or a reduction in penalties.
A defensive driving course can be a huge help to many drivers, whether you've had a violation or not. Many of these courses can be taken online for the ultimate convenience.
Your Best Bet: Taking a Driver Improvement Course
Although a driver improvement course may feel like one more thing to do at the time, it's possible it can help you avoid costly fines and help you become a better driver. I Drive Safely can help you find the right course for your state.