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Home > Defensive Driving > New York > Point & Insurance Reduction Program

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Defensive PIRP Driving Course for New York

  • Reduce up to 4 Points on your Driving Record
  • Guaranteed 10% Insurance DiscountLimitations on Guaranty Program_New York licensed drivers
  • New York State DMV Approved
  • Free Certificate & Electronic Reporting to DMV
  • No Final Exam!

Limitations on Guaranty Program

Our Guaranty Program is subject to the following limitations:

  • If you’re a New York driver, you’re eligible to receive a 10% discount off the base rate of your auto liability and collision insurance premium if you take an accident prevention course through the Point and Insurance Reduction Program (PIRP).
  • By taking this DMV–approved course you may not only qualify for a discount on your insurance premiums, but also remove up to 4 points from your driving record (if you have any).
  • You will need to show your Certificate of Completion to your car insurance carrier within 90 days of completing the course to receive your discount.
  • Check with your auto insurance company to see if you are eligible for the discount. If so, your insurance company will discount your insurance for 3 years.
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What Our Students Say

Over 16,000 Reviews | 94% of reviews are 4 stars or higherOver 16,000 Reviews
94% of reviews are 4 stars or higher
It was great

It was great. The videos made sure I didn’t get bored with the material and kept me focused on learning.

male iconChris

I got high scores!

Very helpful and informative. Easy to follow and understand. Well crafted and user-friendly. i got high scores too!

female iconSonny J

Good easy course

Took the course that included videos. It was easy and printed out my certificate as soon as I was done.

male iconRalf

Course Details
  • Course Details

  • How it Works

  • FAQs

Point & Insurance Reduction Program (IPIRP)

Take the guesswork and hassle out of your New York State Point & Insurance Reduction Program (IPIRP) with I Drive Safely’s Online New York course. Forget the classroom - study for our IPIRP course from the comfort of your own home! All you need is a computer with Internet access, and you’re ready to get up to 4 points reduced from your driving record and receive a mandatory 10% discount on your auto insurance. Pick the fast, easy, and guaranteed solution to your point and insurance reduction - take your New York IPIRP course online!

Defensive Driving Course

With our New York Point & Insurance Reduction Program, you can:

  • Reduce your insurance rates by 10% for up to 3 years
  • Reduce up to 4 points from your driving record

The process is quick and painless. We even report your completion to the DMV for you - all you need to worry about is submitting your completion certificate to your insurance provider. For a detailed look at our free defensive driving course all of the steps involved in the IPIRP process, take a look at our How It Works guide.

Advanced Online Education in Two Options

Our online New York IPIRP course makes it simple to learn the rules of the road. Our defensive driver course not only provides the best, most up-to-date information on safe, responsible driving, but it also does so in an engaging and effective way. And now, I Drive Safely offers two drivers safety courses to choose from:

Text-Based Course

Our easy, affordable text-based course presents all of the state-mandated coursework in brief, easy-to-understand chapters. This is a convenient way to fulfill New York IPIRP requirements, and it comes with the option of upgrading to an audio track that reads the entire course out loud through your computer’s speakers.

Video Course

This is the easiest way to complete a New York Point & Insurance Reduction Program! Simply watch a streaming 3D animated movie on your computer that teaches you the fundamentals of safe driving. With engaging graphics and entertaining scenarios, this is the most hassle-free way to save money on insurance and reduce points on your driving record.

New York Defensive Driving Course

A classroom defensive driving course in NY can be inconvenient, as you’re forced to travel to a specific location and study on their schedule. Why rearrange your life to take defensive driving when you can complete everything at home?

Our New York IPIRP course is fully approved by the New York State DMV and 100% online, which means you set the schedule. You decide when it’s time to study and when it’s time to take a break. Study from the convenience of your home, or if you’d like a change of pace, take your work to the library or coffee shop - we allow you to log back in and pick up right where you left off. This is New York State defensive driving course learning in the most convenient way.

I Drive Safely NY PIRP Course Made Simple

I Drive Safely’s NYS Point & Insurance Reduction Program meets the DMV-required 6 hours to reduce your points and insurance rates. You have complete freedom to work through those hours at whatever pace your schedule allows. Each of the 8 chapters deals with traffic-related topics such as:

  • New York traffic signs
  • Responsible driving practices
  • Defensive driving strategies and techniques
  • New York driving laws

At the conclusion of each chapter, you’ll take a 10-question review quiz that pulls its questions right from the material you just went over. Once you finish all the quizzes, you’ve completed the drivers safety course - there’s no final exam to worry about.

Fast, Free Certificate Delivery for Everyone

When you complete our NY IPIRP course, you won’t have to worry about waiting for long periods of time to receive your credit. Finish the course by 3:00 p.m. Central time, and we’ll send your completion information directly to the New York DMV immediately so you can take advantage of your point reduction as soon as possible. You never need to deal with paperwork or red tape or take an unnecessary trip to the DMV to turn in your defensive driving certificate. We’ll also send you a copy of your completion certificate for FREE so you can obtain your insurance discount. If you want that discount sooner rather than later, we also offer expedited delivery options at a reasonable price.

Help Whenever You Need It

No matter when or where you’re studying, help is always a phone call away. Whether you need help with our New York State defensive driving course online (IPIRP), the point reduction process, or even just New York traffic law in general, we’re here for you. Our Customer Support Team is available 7 days a week to make every step of the process easy and hassle-free.

I Drive Safely Advantage

100% Satisfaction Guarantee

It is important to us that you are satisfied with your purchase. If you change your mind about the course, we'll refund the full cost of the course purchased on our website within thirty (30) days of purchase and before you have attempted to complete the final examination (or the quiz of the last chapter, where applicable) or a certificate has been issued whichever comes first. No refunds will be issued for failure to pass the final examination. We will issue your refund within thirty (30) days of your request.

Please check the terms and conditions (you will find this at check out) as state specific policies may apply.

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